Mortgage Affordability Calculator

How much house can you afford? Enter your income, monthly debts and down payment to find the maximum home price under common lender debt-to-income (DTI) rules.
Annual Gross Income
$
Monthly Debts
$
Down Payment
$
Interest Rate
%
Loan Term
DTI Rule
Property Tax
%/yr
Home Insurance
$ /yr
HOA Fees
$ /mo
PMI Rate
%/yr
Calculation Result
  • Please use this calculator for reference only. The results are not legally binding, and we are not responsible for any issues arising from the use of the results.
  • We create calculators to simplify complex calculations in everyday life. If you need a specific calculator, please contact us at [email protected].
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